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Long-Term Wealth Simulator

See how regular contributions and compounding build wealth over decades — in both future dollars and today's spending power — and compare different asset-mix assumptions.

Illustrative only. Projections are hypothetical, assume a constant return, and are not predictions. Real returns vary and can be negative. This is not financial advice.

Your Plan

Time horizon30 years
Expected annual return8%
Expected inflation2.5%
Nominal valuei
$804.9K
In today's $i
$383.7K
Total contributed
$190K
Growth from compounding
$614.9K
324% above contributions

Projected Growth

Watch the gap between contributions and value widen — that's compounding.

Withdrawal Sustainability

i

Withdrawal sustainability

See how much your projected balance could support in retirement under the 3% / 3.5% / 4% rules — a Premium planning tool.

$9/mo or $84/yr · cancel anytime

Compare Asset-Mix Scenarios

Same contributions, different expected returns — see how the mix shapes the outcome.

Side-by-side scenario comparison

Compare 100% equities, 80/20, and 60/40 outcomes for the same plan with Premium.

$9/mo or $84/yr · cancel anytime