VTI
etf89Vanguard Total Stock Market ETF
US Total Market
Snapshot
Tracks the entire US equity market — large, mid, and small caps. A one-fund core holding for broad US exposure at rock-bottom cost.
Long-Term Total Return
iDecade-scale view, dividends reinvested, vs. the S&P 500.
Growth of $10,000 invested at the start of the period, total return (price + reinvested dividends). Illustrative.
Fund Facts
- Expense ratio
- 0.03%Lower compounds to more wealth over decades
- 30-day yield
- 1.3%
- Holdings
- 3,700
- Turnover
- 3%Proxy for tax efficiency
- Tracking error
- 0.04%
- Structure
- Passive indexFund age 24y
Sector Exposure
- Technology30%
- Financials13%
- Health Care12%
- Consumer Disc.10%
- Industrials9%
- Other26%
Geographic Exposure
- United States100%
Moat Analysis
iNot a moat in the company sense, but the structural edge is maximal diversification at minimal cost — the closest thing to owning the whole US economy.
Risk Factors
What could impair the long-term thesis.
- US-only — no international diversification
- Full exposure to US equity-market downturns
- Concentration in mega-cap tech has risen
Hypothetical Growth
What a past investment would be worth today.
Hypothetical growth calculator
See what an investment made years ago would be worth today, vs. the S&P 500 — a Premium tool.
$9/mo or $84/yr · cancel anytime
Forward Scenario Modeler
Project a starting investment across multi-decade horizons.
Forward scenario modeler
Model conservative, base, and optimistic returns across 10–40 year horizons with Premium.
$9/mo or $84/yr · cancel anytime
Data as of 2025-12-31. Illustrative sample data for research & education — not live market data, and not a recommendation to buy or sell VTI.