UNH
stock47UnitedHealth Group
Health Care
Snapshot
Largest US health insurer (UnitedHealthcare) plus Optum health-services arm. Scale and data integration across insurance and care delivery.
Long-Term Total Return
iDecade-scale view, dividends reinvested, vs. the S&P 500.
Growth of $10,000 invested at the start of the period, total return (price + reinvested dividends). Illustrative.
Fundamental Trends
Ten-plus years of the figures that drive long-term value.
10-year fundamental trend charts
Track revenue, earnings, free cash flow, ROIC, share count, and dividends over a decade-plus — a Premium research tool.
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Valuation Context
iValuation context
See P/E, P/FCF, and EV/EBITDA against historical and sector medians with Premium.
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Moat Analysis
iScale in claims data and a vertically integrated care/insurance model (Optum) create cost and information advantages that are hard to replicate.
Aging demographics and the shift to value-based care expand the addressable market for decades.
Risk Factors
What could impair the long-term thesis.
- Regulatory and political risk to healthcare economics
- Medical-cost inflation
- Headline and litigation risk
Hypothetical Growth
What a past investment would be worth today.
Hypothetical growth calculator
See what an investment made years ago would be worth today, vs. the S&P 500 — a Premium tool.
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Forward Scenario Modeler
Project a starting investment across multi-decade horizons.
Forward scenario modeler
Model conservative, base, and optimistic returns across 10–40 year horizons with Premium.
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Data as of 2025-12-31. Illustrative sample data for research & education — not live market data, and not a recommendation to buy or sell UNH.