SGOV
etf54ConservativeiShares 0–3 Month Treasury Bond ETF
US Total Bond (T-Bills)
Snapshot
Holds ultra-short US Treasury bills — about as low-risk as investing gets. A cash-like parking spot for capital preservation and yield while you wait.
Long-Term Total Return
Decade-scale view, dividends reinvested, vs. the S&P 500.
Growth of $10,000 invested at the start of the period, total return (price + reinvested dividends). Illustrative.
Risk Profile
Lower volatility, steadier — capital preservation and income.
2–5 Year Outlook
Hypothetical bear / base / bull scenarios — not a prediction.
Hypothetical 5-year scenarios for $10,000 invested today.
| Scenario | Annualized | Total return | $10,000 → |
|---|---|---|---|
| Bull 7%/yr total return | +6.5%/yr | +37% | $13,701 |
| Base 3%/yr total return (≈ long-run trend) | +2.5%/yr | +13% | $11,314 |
| Bear -3%/yr total return | -2.5%/yr | -12% | $8,811 |
Projected from the fund's long-run total-return trend, widened by its volatility.
Technical Indicators
Objective price signals — moving averages, RSI, 52-week range — to interpret, not act on.
Illustrative daily prices (last ~9 months) with 50- and 200-day moving averages.
- Trading above its 50- and 200-day moving averages — a textbook uptrend.
- RSI 84 — in overbought territory (momentum is strong, but it can reverse).
- At or near its 52-week high.
- MACD is below its signal line (negative momentum).
Technical indicators are objective descriptions of price behavior, not signals to act on. They are computed from illustrative sample prices and say nothing about a company's value. Not investment advice.
Fund Facts
- Expense ratio
- 0.09%Lower compounds to more wealth over decades
- 30-day yield
- 4.8%
- Holdings
- 15
- Turnover
- 0%Proxy for tax efficiency
- Tracking error
- 0.02%
- Structure
- Passive indexFund age 3y
Sector Exposure
- US T-Bills100%
Geographic Exposure
- United States100%
Moat Analysis
Not a growth vehicle — its role is capital preservation: principal stability plus short-term yield, with almost no interest-rate or credit risk.
Risk Factors
What could impair the long-term thesis.
- Returns roughly track short-term rates — low long-run growth
- Loses purchasing power if inflation exceeds the yield
- Reinvestment risk if rates fall
Hypothetical Growth
What a past investment would be worth today.
Hypothetical growth calculator
See what an investment made years ago would be worth today, vs. the S&P 500 — a Premium tool.
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Forward Scenario Modeler
Project a starting investment across multi-decade horizons.
Forward scenario modeler
Model conservative, base, and optimistic returns across 10–40 year horizons with Premium.
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Data as of 2025-12-31. Illustrative sample data for research & education — not live market data, and not a recommendation to buy or sell SGOV.